The Concept of Fundability Fundability

Legal Registration and Formal Business Status

Building a Financial Track Record

The Business Plan: What Funders Actually Read

The Agribusiness Funding Profile: A Documentation Checklist Document Why Funders Require It CAC Registration Certificate or Cooperative Certificate Confirms the legal existence and formal status of the enterprise. Business bank account statements (6 to 12 months) Verifies actual financial flows and confirms the business is operational. Income and expenditure records (cash book or accounting software) Demonstrates financial management discipline and provides revenue evidence. Business plan (5 to 15 pages) Communicates the investment opportunity and how funds will be used and returned. Financial projections (3 years minimum) Shows the funder whether the business can generate returns sufficient to service the funding. Means of identification for directors or owners Satisfies Know Your Customer (KYC) regulatory requirements. Tax Identification Number (TIN) Required by most formal lenders and government programmes. Collateral documentation (if applicable) Provides security for the lender in the event of repayment failure. Off-take agreements or purchase orders Demonstrates confirmed market demand, which reduces funder risk.